How Do You Save the RIGHT Way?

SAVING THE RIGHT WAY

Paano nga ba? Marami sa atin, meron namang INCOME pero bakit WALANG SAVINGS?

Ako mismo, ang laki ng aking sweldo as a Director in one of the SEMICON Companies in the Philippines. Pero bakit sa tinagal tagal ko nag work wala pa rin akong maraming ipon. Ang marami sa akin ay UTANG. Buti na lang natuto ako sa IMG. 

There is the right way and the wrong way. We need to really LEARN how to SAVE the RIGHT Way so that we can Protect our Future.

Today, I can say that I am FINANCIALLY FREE at Retirement. This is why I am so passionate in sharing the knowledge.

Watch this video so you would know: https://youtu.be/rFS88nwqGd0

https://bit.ly/WeAreTheDebtDestroyers

Benj Santiago

Debt Destroyers

Truly Rich Makers

#TrulyRichMakers

#DebtDestroyers

#FinancialFreedom

#FinancialLiteracy

Kahit Sino Ka Man

"Isang Mangyan di mangmang yan".

Iyan si Vivian S. Portuito ng Mindoro Oriental. Ang daming dinaanang pagsubok sa buhay. Pero ng dahil sa determinasyon ay napagtagumpayan nya ang mga pagsubok. Nakapag aral at nakatapos ng kolehiyo sa pamamagitan ng Scholarship.

Nag lingkod sa gobyerno (DSWD).

Ngayon, isa na siyang Financial Educator ng IMG!

Matibay ang aming paniniwala na lahat tayo kayang maging mayaman at matagumpay kung may tamang kaalaman kahit ano pa man ang ating pinagmulan. Ang ating kailangan ay mayroon tayong FInancial Education:

https://debtdestroyers.blogspot.com/2021/09/always-be-bigger-than-your-money.html

Benj Santiago
Author of Debt Destroyers

Founder of Truly RIch Makers

#DebtDestroyers
#TrulyRichMakers
#financialliteracy
#financialeducation
#financialfreedom
#happyretirement

HOW and WHY Do We Need EMERGENCY FUNDS?

Watch this: BUILDING EMERGENCY FUNDS

There are many challenges that people faces especially in this past 18 months from March of 2020. Many have lost their jobs. Some have reduced income. And a lot more had shut down their business.

 

Hindi lang kabuhayan ang nawala sa iba. Pati BUHAY ay nawala. Sobrang pait. Sobrang sakit.

These are just few of the many reasons why we need to BUILD our EMERGENCY FUNDS. We need to learn WHY and HOW do we PREPARE for ANY EMERGENCIES that we may encounter in LIFE.

I am really fortunate I learned that in IMG and I hope you heed our call to make sure we are all prepared.

God bless us all!

Benj Santiago
Author of Debt Destroyers
Founder and Head Coach of Truly RIch Makers

Gusto mong MATUPAD ang iyong PANGARAP?

Ano ba ang pangarap mo sa buhay mo? 

Gusto mo bang mag travel around the World?

Gusto mo bang mag retire financially free?

Gusto mo ba mag cruise?

Gusto mo ng FREE SUV?

Gusto mo ng FREE HMO?

Gusto mo bang makatulong sa kapwa na makamit din ang kanilang pangarap?

Ito na ang kasagutang hinahanap mo!

Tara na. Join IMG https://6020hf.imgcorp.com

Benj Fely Santiago

Author of DebtDestroyers

Kailangan ba talaga ng MALAKING KITA para YUMAMAN?

Marami akong kasama sa aming trabaho na malaki ang kita pero ng mag retire wala pang limang taon eh mahirap na ulit.

Bakit? Anong nangyari?

Panoorin po ninyo ito para malaman ninyo kung  Kailangan Mo Ng Malaking Kita Para Yumaman?  Your Money Matters EP3
https://m.youtube.com/watch?v=2tTATzvnDDU

Benj Santiago
Author of Debt Destroyers
Founder of Truly RIch Makers

#DebDestroyers
#TrulyRichMakers
#InvestingRetirees
#HappyRetirees

DDCAMP: DREAM DECLARE COMMIT ACT MONITOR PRAY

What's the Next STEPS? How do we translate INSPIRATION to ACTION? 

We completed the OCTOBER 3 Convention of Champions Full Force. I am sure all of us were INSPIRED by what we heard and LEARNED from the COACHES, TRAINERS and SHARERS.

Our team : The TRULY RICH MAKERS had more than 17,000 registered attendees all over the World! Jerry and Ana May Udarbe has the highest net CEO Delegates. He was able to register 1004 followed by Leo and Lovely Blacer with 976!!!

Here is a compilation of some of the attendees. Andyan ka ba? Sobrang dami natin, di kaya ng isang blog. 

But I am sure you were all INSPIRED by GJ DENNIS na taga Bicol. An Elementary Graduate, nawalan ng Work as Construction Worker due to PANDEMIC. Nakapasok as Casual sa munisipyo nila with barely 200 Pesos/day salary na pinagkasya nilang mag ama. Iniwan siya ng kanyang live-in partner dahil nga kulang sa pera.

Natagpuan niya ang IMG pero dahil kulang sa pera di agad agad nakakilos. Ng makatanggap ng AYUDA (SAP) yun ang ginamit niya para maka start sa IMG bago matapos ang taong 2020. Then in FEBRUARY of 2021 promoted na siya bilang GJ and ang income nya ay di siya makapaniwala (more than 50K in just one month). Today, as I had been informed, he is already in the 70K /month level and soon will achieve his MILLION RING EARNER AWARD!!!

Kung kinaya ni Dennis, kaya din natin. Tama? Nakakahiya naman di ba na natin magawa ang nagawa ni Dennis. Sa makatuwid, ang  tanong ay paano natin GAGAWIN? I want to offer a STRATEGY I had been using for almost 14 years. And that is DDCAMP.

Dream BIG. Huwag tipirin ang pangarap. Mangarap tayo hindi lang para sa ating sarili o sa pamilya lang natin. Isali natin sa ating pangarap ang matulungan ang marami nating kapwa. Amg maraming ibang pamilya na pwede nating matulungan. 

DECLARE your intentions. Declare to your family, to your children if you have any, to your coach and to your team what you intend to achieve. And as we learned from NAPOLEON HILL, what we DECLARE, with great INTENTIONS, the UNIVERSE will conspire and make it happen. What our MIND Conceive will come true! 

And these are our COMMITMENTS!!!

From among the current TRM Executives, we have a DeCLARATION and COMMITMENT of total 7 SEVC, 21 EVC and 21 CEO !!!

So how do we ACHIEVE our DREAMS? We need to transform the INSPIRATION into ACTION. We need to ACT on our DREAMS Daily!

Run the Wealth Creation System Daily. To do that we need to MASTER the WCS by attending the ON-LINE Classes which we can access in our  IMG Member's Portal. The very first activity we need to do is LIST up the names of all the people we want to educate starting with our own family. If we are married, our spouse. And if we have children 18 years and above, put them in your list and register them in the CAMPAIGN COUNTER.

Click this to do the  30 DAY FASTSTART. You can find on the above link the detailed procedure how to do the 30 day fast start. Ask your Coaches for the UPDATED FASTSTART FORM (File).

Build your MD Factory daily. Consistently achieve the 5:5 and build your Associate to be MD and MD Builders too!

Breakdown your GOALS into DAILY Activities. To achieve 5:5 you need to talk to at least 2 people every day. To be an SMD, on a regular run of 30:30:90 days, we need to talk to about 100 people every month or about 3-4 every day and have at least 3 Members per week. And you do this in 3 months!

However, due the generosity of IMG, we are given the BIG PUSH. We are given this Reward for attending the CONVENTION: (Note: Applicable also for our NEW JOINERS from OCTOBER 4 onwards). We will run the SMD in just 60 Days!

This run is from OCTOBER 1 to NOVEMBER 30 only. Thus, our DAILY ACTIVITIES to achieve the PROMOTION we DESIRE will be: If you are running for SMD, you and your whole team must be able to APPROACH minimum of 4 people everyday for 60 days only instead of 90 Days! 

Everyone must do their best to personally APPROACH at least 2 Family Members, Friends, Friends of friends, and Social Media Friends everyday using all available means (Messenger, FB, TikTok, Email, Dominate Tools, etc.).

We need to BUILD DEEP and WIDE. Which means that even if our direct are active or not, we need to continue to RECRUIT and RETAIN direct members. And for those INACTIVE Direct, we need to find who are active under them that we can link and build.

On a DAILY, WEEKLY, MONTHLY, YEARLY basis we need to MONITOR our RESULTS. We have to TREAT our MISSION as a REAL BUSINESS. And what should we MONITOR? 

 

We have to monitor our 4S: https://imgtrmevents.blogspot.com/2017/06/4s-updated-how-to-build-big-baseshop.html

We need to monitor our daily RESULTS. Early in the morning, we need to DECLARE/REPORT our COMMITMENT. And in the evening we need to report our RESULTS to our chat group with our mentors.

Everything we do. All the plans we have, we need to offer back to GOD. Thus, at the beginning or end of each day, we need to PRAY. Pray that we are given the strength of mind , body and spirit to be able to do our MISSION. And I highly recommend the above PRAYER of Bro Bo Sanchez!

There you have it. DDCAMP!

Benj Santiago

Truly Rich Makers

Debt Destroyers

Amazing Secret to Avoid DEBTS and be a DEBT DESTROYER!

Do You Want To Know 
Our SECRET:
How we  
SAVED and BUILD 
Our Future!

Sa totoo lang, ang dami talagang naghihirap ngayon. Tambak sa UTANG. Walang trabaho o kulang ang kinikita.  Sobrang hirap ng buhay. Lalo na sa mga RETIREES. 

Umaasa ang karamihan sa kanilang mga anak o pamilya o sa kakarampot na monthly pension. 

Buti na lang ako at si Fely ay mapalad na napasok sa IMG. Natututo kaming mag budget. Natuto kaming mag INVEST ng tama. At nagkaroon ng napakalaking Business! At higit sa lahat, hindi kami umaasa sa pension o sa aming mga anak. Bukod doon, kami ay marami at patuloy na marami pang natutulungan sa buong mundo.

We were able to discover the SECRET.

Thus, I want you ask you... Do you ALSO want to Invest Correctly? Do you want to experience Financial FREEDOM in Retirement?  Do you want to get out of pestering Debts? 

These were our own questions as we are totally lost and wounded financially. Sobrang dami naming UTANG. Grabe. Buti na lang natagpuan namin ang IMG. Ito ang aming story na pinalabas sa IJuander (GMA7). Panoorin po ninyo: IJuander Video Debt Destroyers IJuander Video

The SOLUTION we found when we attended the Truly Rich Coaching of Bro Bo Sanchez. The ANSWER: We need to know How to Build a Solid Financial Foundation!

Let me share some background. I have been an employee of prestigious electronics companies for about 30 Years. In November of 2007 I ventured into a new career in a less well known, and often times misunderstood company called IMG-International Marketing Group. It turned out to be the most amazing turning point in my financial life.

In IMG , I was able to learn and execute the Secret to Building My Financial Foundation, Destroy my Debts, and Invest Properly. We started with LEVEL 1  KAISER . Fely , me and all our kids got for ourselves our Kaiser Plan. A total of six Plans. 2 for us and 4 for our kids. That was in 2007. and all are fully paid.  By 2027 We will be able to accumulate a total of more than 5M HealthCare Funds for the entire family . On 2015 we added two more Plans for both of us which will mature by 2035 to more than 3M! 

Check this out too:  The IMPORTANCE of HEALTHCARE

CHOOSING THE RIGHT HEALTHCARE

https://www.youtube.com/watch?v=lX3BuK-n7_8&t=17s

We also simultaneously invested in LEVEL 2 MUTUAL FUNDS (MF). From 2007 to 2015 we were able to more than double our investments. To date, we continue to invest in MF: SOLDIVO FUNDS, and at least 5 other FUNDS.  Our children are all working now and they also continue to INVEST on LEVEL 2 and LEVEL 3. Just to give you an idea, every 5K/month if investments we have will accumulate to 5M in 20 years! And I am proud to say my kids invest more than 5K per month like we do. 

Oh by the way, even if you just have 20 PHP to Top Up your MUTUAL FUNDS (SOLDIVO FUNDS), pwedeng pwede!

We also invest in DIRECT STOCKS. But about  80% of our investments is prioritized to LEVEL 1 and LEVEL 2.

We INCREASED our INCOME by doing the IMG Mission and BUSINESS. We were able to earn our six figure income in 3 years. after 12 years of doing IMG Business, we earn six figure per week!!! Now, All I can say is that I am "Good Tired" , and I am more financially secured than ever in this new found business. I do not fear the word "Retrenchment, Cost-Cutting, or outright TSUGI"... As I am my own boss. 

On top of that, I feel a sense of pride and purpose. We were able to help more than 74,005 members start their proper investments. We were also able to help 56 of our Members become Million Earners! One of them is Allyssa Dajay who joined us 2017 when she was only 19!

In about 14 years, I am privileged to have written a book: DEBT DESTROYERS, guested on TV and Radio, and spoken to thousands of people all over the world spreading the transformation and experience I had in my financial status. Helping and serving  more than 39,850 people change lives too!

We also had been qualified/awarded 3 SUVs in the past 7 Years of the 14 years we had been with IMG! 

I remember in 2014, We attended a WSB-World System Builders Team in Los Angeles Convention Center ,  and I saw the 30,000 plus attendees doing the same business and mission in USA and Canada. This cemented my belief and commitment on the IMG Mission, and Business with a Heart!

We were also part of the sharers on Bro Bo's "Wealth Summit"  Bonus Day at the PICC in 2015. We shared how we built our IMG business for the long haul.

We have been helping Kerygma Conference, through our Team in IMG; the Truly Rich Makers,  as Conference Partner (1 Million Pesos/ Year of  Sponsorship) in the last 5 years since 2015!

We practice what we preach : 10-20-70 Principle of Giving Back to Bro Bo' Ministries trough Kerygma Conference!

The amazing Rewards of IMG awaits the committed Missionaries. We were blessed to be awarded as Chairman Council Member, and an Empire Builder with great compensation and awards. A Rolex Watch and a Mediterranean Cruise for 4!!!

If you want to know more about our business, and learn the proper way of investing to prepare you for secured and solidly founded retirement, contact us at 0920-902-1217 or eMail me NOW at richbenj.santiago@gmail.com or Attend our ONLINE COACHING .

Happy Investing!

God Bless us all!

Benj and Fely Santiago

Senior Executive Vice Chairman IMG

Truly Rich Makers Founder

Debt Destroyers Author

Investing Made Simple... You Can Do it too!!!

We all know and are so busy 
Making Money
But We Really Don’t Know 
the 
WHY and HOW

To Invest 
or 
So Busy We don't have Time to 
Make Money Work for Us…

But

I Can Teach You

How To Invest And Start Up
in Three Levels of Investing

In Less Than An Hour

with Just

P6,000 !

PLUS: How I Increased My Cash Flow to have more 
Money to Invest
and 
Finally enabled us to 
RISE from DEBTS!

Bro Bo Sanchez with TRM Mentors Fely and Benj Santiago

I know how it is to be really working hard for the money. And it pains me to see people like you lose your opportunity to make your money work for you. You may also be working for Multinational companies as Managers, an OFW or a Seafarer. Or, you maybe self employed professionals like Doctors, Lawyers, Accountants and you earn very well but that maybe is all you know! You earn from your jobs but don’t know how to really make your money work for you. You probably do not know how to invest correctly.   

Or, you may be investing without a coach or a guide, improperly, and not solidly founded on a purpose and plan. I want you to achieve the highest returns for your investments. I know it is your goal to be able to increase your money line so that you can have money working for you in your retirement years... It is also our PURPOSE … our MISSION to HELP you invest successfully...

You may have a lot of FEAR about investing because of your lack of knowledge or you may have been a victim of a scam that makes you wary of anything to do with investing. Or maybe, you simply do not know how to start and do not have any idea of the different investment opportunities that are safe and has good returns. I know the feeling because I had been in that situation. Fears can actually make you do more mistakes or immobilize you and make you a loser.

Based on a survey, 85% of Filipinos who put their money in the stocks market incorrectly lose their money. Even trained traders lose their money.

I Want You To Invest Successfully!

Many of my friends who retired lost their retirement money in 3 years. Sue, went into failed business and investments for she did not learn how to invest properly and did not have a chance to get coached how to do it. She lost more than P2 Million of her retirement money in a franchised restaurant business. Sue is an Engineer and she does not know anything about the restaurant business. 

Nancy, one of my IMG Business Partners invested also in a failed business investment.

It's a pity that so many ordinary folks, retirees, government workers were duped by an investment scam called Aman Futures.

I had also been scammed for P250,000 in a dubious investment scheme in “cell cards” in 1998.

What Can I Offer You? …

You do not have to go through the same painful experience I had and my friends had. I had learned to fail in the past and I’m using those past experiences as a lesson to show you how I started up correct  investing at age 51 and achieve financial freedom in 4 ½ Years! I will guide you how to Invest Successfully like we did on Three Levels of Investments that will give you Total Peace of Mind. We will guide you and help you execute your safe and secured investing within 24 Hours. Will provide you with a continuing guidance in investing. 

You can experience this too... You can retire and have lots of money to take care of yourself, and your money doesn't get depleted. You can take your whole family, including your grandchildren on a yearly local tour, and once every two years on a pilgrimage to Holy Land Europe, and enjoy "gelato" in Italy where St. Francis once walked.

Imagine your children and grandchildren so happy to see you all the time. You have interest income coming from your very profitable investments that can fund all your retirement needs. You have money for your favorite social and civil organizations and you can continually support your church with your tithes and offerings. You had been a wise investor that you can leave inheritance to your children’s children

Let Me Tell You My Story…

Benj and Fely Santiago: Engineers turned Investors and Entrepreneurs

Fely and I are both Engineers by profession. Fely an Industrial Engineer and I am a Licensed Mechanical Engineer. We both worked for Multinational companies as Managers. And we earn very well but that is all we know! We earned from our jobs but did not know how to really make our income earn for us. In simple terms, we did not know how to invest correctly. Yes, Fely and I tried investing in real properties, in local and US Stocks but it was all unguided, improper, and not solidly founded on a purpose and plan. What we thought as investing turned out to be accumulating liabilities. Instead of putting money into our pocket, our investments took more money from our pocket and further strained our cash flow. 

Fely and I lost a lot of opportunity due to our lack of know-how in investing in the tune of more than P100 M ! Yes, you read it right…we lost a 100 Million Peso Opportunity in investing. Because I did not give investing any serious focus. Fely and I never sought help, nor study investing seriously. We were so comfortable earning money from employment. 

Fear of the unknown is one of our reasons why we did not get into investing seriously. I felt that getting into investment is dangerous and a lot of people lose their money. And I also thought that we need a lot of money “tons of money” to get into investing.

Fely and I tried to invest on what turned out to be a scam and we lost our money.

Fely featured in Bro Bo Sanchez's Kerygma Magazine

Investing requires literacy. IMG gave that to us. We owe our investing know-how in Mutual Funds to IMG and Rex Mendoza, and our Direct Stocks know-how through Edward Lee. The link to them is Bro Bo Sanchez through his Truly Rich Coaching Seminar. Investing became so clear and simple: It’s Like Eating Cake!

Our journey towards the correct and purposeful investing happened this way .. We bought and read books by Bro Bo and Robert Kiyosaki, and many other books. In fact we have all the books of Bro Bo Sanchez about money and investing. We started with the “8 Secrets of the Truly Rich”, “Choose to be Wealthy”, and I love this book “ My Maid Invest in Stocks”. Fely and I attended the Financial Coaching seminar by Bro Bo in July of 2007. Then finally, we met in person Rex Mendoza, and Edward Lee who made a very strong impact on how we do our investing today. We executed what we learned and get ourselves updated and educated on a continuing basis.

Benj and Fely Santiago with Rex Mendoza (Leftmost)

Fely and I put to action what we learned from Bro Bo's Truly Rich Coaching Seminar and got into a company called IMG-International Marketing Group. Fely and I were coached how to manage our finances, how to get out of debts, and how to invest properly. We did not just learn…we started to do what we learned. And with discipline and consistency, we continued to do it since then till now.

Then, after two years, we started to share our experience with our family and friends, encouraging them to follow our example. In about 3 years after my retirement, we were able to get out of our bad debts, had profitable investments, and were able to start to generate passive income, which reached P153,678/month in 2012. Read our full story how we got out of debt on this book:

In about 14 Years with IMG, Fely and I have been able to change more than 74,005 people's lives, in 68 Countries all over the world. We also touch people’s lives in our mission as Financial Counselling Ministry Head of Bro Bo Sanchez PICC Feast. We also help out people build a solid financial foundation for their future through the Wealth Circle of Bro Bo Sanchez. Fely and I are now, debt free, happily retired business owner with profitable investments travelling the world coaching people how to achieve the same.

Fely is endorsed by Bro Bo in this Book

Warning: DO Not Delay Your Investing…
TIME FOR ACTION

Do not PROCRASTINATE.  I want to help you in your investing. I can guide you and hold your hand every step of the way towards your financial freedom. All you have to do is call us up or email us (details below) and we’ll discuss HOW you can achieve what we have done, and set your course straight towards your financial goals.

KEY BENEFITS YOU WILL GAIN

* You will receive a total guide and personal coaching on the “why and how” of correct investing. You will learn the 3 different levels  of investments that is right for your purpose and financial goals.. Personal coaching will assure your success.

It will really feel like you are just

“Eating cake”.

* You will be able to execute in less than 24 hour the various, safe and profitable ways of investing in the first level Investment called Kaiser, second level Mutual Funds and third level Direct Stocks with a minimum starting investment of only P6,000 !

* You will be able to define the proper way and the most effective way to allocate your investments. You will be able to define for yourself and your family your short term and long term financial strategies that will allow you to be financially free!

* Sorry to disappoint you, I do not give guarantee that your investment will have no risk and earn immediately. It is not going to be a get rich quick scheme or a risk free investment... But I guarantee, if you follow my system which I personally experienced you can be financially free in less than 5 years.

* You will also have your privilege to get into a business opportunity of helping people save and invest properly. A business that you define your own quota, your own time, and YOU are your own BOSS! You own the business! A business you can start up with less than 9999 PhP!

    WHAT PEOPLE SAY ABOUT OUR PROGRAM

 "I am a High School Graduate and never finished college. My family is poor, and I know the hardship of being poor. I do not want my children to have limited education like me. I want them to finish college. I want them to have a better life. And I am so happy I learned how to manage my finances and invest properly with a solid financial plan and strategy through Bro Benj and Sis Fely. It really works. I invest now in Mutual Funds and I earn passive income from my own business by simply sharing and helping other people how to properly save and invest” –Matin Leano

“I worked as engineer for Intel. After an early retirement from Intel, I put up a business (franchised outlet of meat products) together with my friends from Intel who were also given their early retirement package. After two years, I have not recovered my investments. I am glad I learned from Bro Benj and Sis Fely how to invest on safe and solid investment vehicles (Kaiser Ultimate and Mutual Funds). I even got a bonus of being able to create my own business. Now, I have a very profitable business helping people save and invest and earn extra money I can save and invest. It really is amazing for I only invested insignificantly low amount against the investment I made in our failed franchise business.”- Nancy Martin

SO HOW MUCH WILL IT COST YOU?

You probably would think this would cost you “lots of money" to learn how to invest and start it up immediately. It’s true that this COULD cost you more than P15,000 just for the seminars and investment planning.

But that’s not necessary, because it is part of our mission to help people save and invest correctly you’ll enjoy a FREE 1-hour investment consultation if you call me within the next 24 hours upon reading this note at 0920-902-1217 or email me at richbenj.santiago@gmail.com NOW!!!

BONUS! BONUS! BONUS!

As an added BONUS, if you decide to join of our program, you will receive Daily, Weekly, Monthly, and a Quarterly Market Updates and Training from the best Financial Coaches, and Fund Manager with a combined total value of more than P20,000... All for FREE!

Call me NOW to set up your appointment! Send me an eMail NOW at richbenj.santiago@gmail.com Better yet, call me at 0920-902-1217… I would guarantee you a response within 24 hours no matter where I am… Just tell me I want to “invest like eating cake”…

See you soon!

God bless you,

Benjie and Fely Santiago

PS: Don’t procrastinate. Learn how to profitably invest NOW! Call me at 0920-902-1217 or email me at richbenj.santiago@gmail.com and we’ll sit down together and help you define your investment strategies for your future! Click this NOW

Benj Santiago with Bro Bo Sanchez on European Marian Pilgrimage

PS2. In the past we failed in our investments too. Today, we’re enjoying our life because of our investments. YOU can experience this too. Call me at 0920-902-1217 or email me at  richbenj.santiago@gmail.com and tell I want to “invest like eating cake”.

Benj and Fely Santiago in Sydney Hillsong Conference 2013